CDs - Certificates of Deposit

When your goal is income...

• $5,000 minimum to open
• Simple interest paid monthly or quarterly
• Terms: 6, 12, 18, 30 or 60 months
• Penalties may apply for early withdrawal

Rates

When your goal is growth...

• $500 minimum to open
• Interest compounded daily & posted quarterly
• Terms: 3 to 60 months
• Penalties may apply for early withdrawal

Rates

IRAs - Individual Retirement Accounts

CognateHoldings offers IRA savings through our Growth Certificate of Deposit account, or just $20 opens an Individual Retirement Statement Savings Account.

Rates

CognateHoldings Money Market

• Variable rate interest based on tiered balances compounded daily & credited monthly
• $2500 minimum to open, earn interest and avoid service fee
• $6 monthly service fee if daily balance falls below $2500
• Transfers to another account, or to a 3rd party, via check, pre-authorized, automatic, or telephone transfers are limited to 6 per statement cycle

Rates