Personal Checking

With four distinct accounts, we can help you choose the solution that is right for you and your family.

Features

Every new CognateHoldings Checking Account includes FREE:

Debit Card with no ATM fees - anywhere!
Online Banking & Bill Pay
Mobile Banking & Check Deposit
Return of check images
Thank You gift* (shown at left)
Money for your old checks & debit card

*Refer to the Deposit Rate page for Annual Percentage Yields (APYs) applicable to checking accounts. No time requirement, just a minimum opening balance of $25 required to obtain Thank You gift.

Premium Interest Checking

An account for those interested in higher interest!

FREE personalized checks
Higher interest rate with a balance over $2,500
Competitive interest on balances $2,500 and under
No per check charge
Only $8 monthly charge if balance falls below $1,000

Open Now

50 N' Better Free Interest Checking

Free checking for customers 50 and over!

FREE personalized checks
Competitive interest
No minimum balance
No monthly service charge
No per check charge

Open Now

Direct Free Interest Checking

Free checking with the convenience of direct deposit!

Competitive interest
No minimum balance
No monthly service charge
No per check charge

Open Now

Absolutely Free Checking

A free account for everyone!

No minimum balance
No monthly service charge
No per check charge

Open Now

Online Banking

Select an Account Please Select an Account Type

Personal Checking

Features

Premium Interest Checking

50 N' Better Free Interest Checking

Direct Free Interest Checking

Absolutely Free Checking

Did You Know?

Look what’s happening!

Personalization Settings

Welcome